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Healthequity (HQY) Stock Price & Analysis

906 Followers

HQY Stock Chart & Stats

$103.63$0.17(0.16%)
At close: 4:00 PM EST
$90$95$100$105Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$100.54 - $104.10
52-Week Range
$72.76 - $110.26
Previous Close
$103.46
Volume
N/A
Average Volume (3M)
857.15K
Market Cap
$8.57B
Enterprise Value
$9.17B
Total Cash (Recent Filing)
$256.00M
Total Debt (Recent Filing)
$971.02M
Price to Earnings (P/E)
37.0
Beta
0.84
Next Earnings
Dec 01, 2026 (Est.)
EPS Estimate
1.15
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth And Outlook

Accelerating revenue and higher full-year guidance indicate continued demand for HealthEquity’s benefits platform. Growth is supported by HSA expansion and sales momentum, improving visibility into near-term expansion while reinforcing the company’s position in a growing benefits administration market.

Margin Expansion And Efficiency

Record margins combined with AI-enabled service efficiency provide a durable earnings lever as account volume grows. Lower service costs per account can support profitability even when pricing is competitive, while automation may allow HealthEquity to scale without matching growth in support expense.

HSA Scale And Asset Growth

A large and expanding HSA base strengthens HealthEquity’s network and recurring account economics. Rising assets can support custodial and investment-related revenue, while record new-account additions and greater investing engagement create additional opportunities to deepen member activity over time.

Bears Say

Competitive Pricing Pressure

Competitive pricing can pressure service-fee growth and require HealthEquity to share more cost savings with clients. That creates a lasting trade-off between protecting margins and retaining or winning business, particularly as benefits administrators compete for employer and partner distribution.

Slower Broader Account Growth

The slower expansion of total accounts shows that growth remains concentrated in HSAs rather than broad-based across the company’s consumer-directed benefits portfolio. Limited cross-selling may reduce diversification and constrain the platform’s ability to increase revenue per relationship beyond its core HSA franchise.

Debt And Hedging Constraints

Material debt requires ongoing capital allocation alongside buybacks, growth investment and potential M&A, limiting flexibility if conditions weaken. Long-dated rate hedges reduce yield volatility but also cap the benefit HealthEquity could receive if market rates rise above the locked levels.

Healthequity News

HQY FAQ

What was Healthequity’s price range in the past 12 months?
Healthequity lowest stock price was $72.76 and its highest was $110.26 in the past 12 months.
What is Healthequity’s market cap?
Healthequity’s market cap is $8.57B.
When is Healthequity’s upcoming earnings report date?
Healthequity’s next earnings report is estimated for Dec 01, 2026 (not yet confirmed), which is in 23 days.
How were Healthequity’s earnings last quarter?
Healthequity released its earnings results on Aug 27, 2026. The company reported $1.24 earnings per share for the quarter, beating the consensus estimate of $1.193 by $0.047.
Is Healthequity overvalued?
According to Wall Street analysts Healthequity’s price is currently Undervalued.
Does Healthequity pay dividends?
Healthequity does not currently pay dividends.
What is Healthequity’s EPS estimate?
Healthequity’s EPS estimate is 1.15.
How many shares outstanding does Healthequity have?
Healthequity has 82,715,294 shares outstanding.
What happened to Healthequity’s price movement after its last earnings report?
Healthequity reported an EPS of $1.24 in its last earnings report, beating expectations of $1.193. Following the earnings report the stock price went up 3.191%.
Which hedge fund is a major shareholder of Healthequity?
Hedge funds hold Healthequity shares: the largest hedge-fund position in Healthequity is 71,885,193 shares, and hedge funds increased their holdings by 899.6K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology